Business Liquidity Financing
Turn outstanding invoices into working capital.
adesion Factoring GmbH shares clear, practical information about factoring and liquidity financing, helping companies understand how converting receivables into cash flow works before they speak with a financing partner.
All content on this website is provided for general informational purposes only and does not constitute a financial offer, binding quotation, or paid service. Figures and examples are illustrative.
How Factoring Works
From invoice to liquidity, in four stages.
Factoring is a financing method where a business sells its outstanding invoices to release cash tied up in receivables. Here is a simplified overview of the typical process.
Invoice issued
A company delivers goods or services and issues an invoice to its customer with standard payment terms.
Review & assessment
The invoice and debtor are reviewed to assess eligibility for financing against agreed criteria.
Advance of funds
A significant portion of the invoice value can be made available as working capital shortly after approval.
Settlement
Once the customer pays the invoice, the remaining balance is settled according to the agreement terms.
Why Companies Consider Factoring
Liquidity planning without waiting on payment terms.
Steadier cash flow
Reduce the gap between issuing an invoice and receiving payment, so operational costs can be planned with more certainty.
Room to grow
Working capital freed from receivables can support inventory, payroll, or new orders without waiting on customer payment cycles.
Structured process
A defined, documented process for reviewing invoices and disbursing funds supports clear internal reporting.
Who We Inform
Built for finance teams that want clarity first.
Whether you lead finance at a growing SME or manage treasury at a larger organisation, our goal is to make factoring and liquidity financing easier to understand before any decision is made.
- Plain-language explanations of factoring terms and structures
- Illustrative examples of how liquidity financing can be applied
- A clear point of contact for further, non-binding questions
Have a question about factoring?
Send us a message and our team will share general information relevant to your situation. No fees, no obligation.